ON-DEMAND EDUCATION

How advisers can overcome challenges to unlock opportunities in self-employed lending

This lively event tackles one of the most challenging areas for brokers: advising self-employed borrowers. With insights from Together Money's Maeve Ward and Nick Parker, the session invites brokers to think about real-world obstacles and explore practical solutions. 

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From income averaging and restrictive lender scorecards to issues faced by CIS workers and foreign nationals, attendees highlighted the complexities

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that can make affordability and fair treatment difficult under Consumer Duty. The discussion covers key pain points such as lenders excluding self-employed applicants from enhanced income multiples, seasonal income inconsistencies, and the impact of documentation requirements on mortgage eligibility. Questions around high LTV lending, specialist sourcing systems, and the role of master brokers spark valuable insights, with expert recommendations shared throughout the session - and attendees also gained access to Together Money’s latest residential property market report for deeper market context. Packed with peer-to-peer knowledge sharing and actionable advice, this event gives brokers the tools to navigate tricky cases and deliver better outcomes for self-employed clients. 

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